How to Cash Out from Cash App: A Comprehensive Guide

Cash App has become one of the most popular peer-to-peer payment platforms in the United States, offering simple ways to send, receive, and manage money. One of its most used features is cashing out—transferring your available Cash App balance to your bank account or withdrawing it through an ATM using the Cash Card. If you’re new to Cash App or simply looking for a step-by-step explanation, this guide will walk you through everything you need to know about cashing out.

What Does “Cash Out” on Cash App Mean?

When you receive payments on Cash App, they sit in your Cash App balance. “Cashing out” simply means moving this money into your linked bank account or withdrawing it in cash. It ensures your funds are accessible outside the app for everyday use, bills, or savings.

Step-by-Step Guide to Cash Out from Cash App

1. Open Cash App

Launch the Cash App on your iOS or Android device and log in.

2. Check Your Balance

On the home screen, your balance is shown at the bottom left. Tap it to review the available funds.

3. Tap the “Cash Out” Button

Once inside the balance section, tap “Cash Out.”

4. Enter the Amount

Input the amount you want to transfer to your bank account.

5. Choose Deposit Speed

• Instant Deposit: Transfers money instantly but charges a small fee (typically 0.5%–1.75% of the amount).

• Standard Deposit: Takes 1–3 business days and is free.

6. Confirm Transfer

Select your preferred option, confirm with your PIN or Touch ID, and you’re done!

Withdrawing Cash Using the Cash Card

If you have a Cash App Card (a Visa debit card linked to your Cash App balance), you can withdraw money directly from ATMs.

• Go to any ATM that accepts Visa.

• Insert your Cash Card and enter your PIN.

• Select the amount and withdraw.

👉 Note: Cash App charges a $2–$2.50 fee per ATM withdrawal, but Cash App reimburses fees if you receive at least $300 in direct deposits each month.

Things to Keep in Mind While Cashing Out

1. Transfer Limits – You can cash out up to your available balance. New users may face weekly limits until their account is verified.

2. Linked Bank Account – Ensure your bank account or debit card is linked properly to avoid errors.

3. Instant vs. Standard Deposit – Instant is quick but comes with a fee; standard is free but slower.

4. ATM Withdrawals – Use the Cash Card for physical cash, but remember the ATM fees.

Common Issues While Cashing Out

• Cash Out Failed: This may happen due to an outdated app, network issues, or incorrect bank details.

• Bank Declined Transfer: Ensure your bank allows instant transfers; otherwise, select standard deposit.

• Pending Cash Out: Usually clears within the given timeframe; contact support if it takes longer.

Tips for Smooth Cash Outs

• Keep your Cash App updated.

• Always verify bank details before confirming transfers.

• Use standard deposits for larger amounts if you don’t need funds urgently.

• Maintain at least $300 direct deposit monthly to avoid ATM fees.

Final Thoughts

Cashing out on Cash App is simple, flexible, and efficient, whether you prefer instant transfers, standard deposits, or direct ATM withdrawals using your Cash Card. By understanding the process and keeping an eye on fees and limits, you can make the most of your Cash App balance without any hassle.

If you ever face issues while cashing out, the in-app support feature can guide you toward a solution. With Cash App, moving money into your hands has never been easier.