NIST SP 800-63A's fourth version maintains three levels: identity proofing (IAL), authentication (AAL), and federated assurance level (FAL). However, requirements have been refined to account for modern security technologies - for instance IAL2 now officially recognizes remote identity proofing as part of its standards.

ID&V provides a framework for evaluating digital identities with confidence, starting from business risk assessment to selecting assurance levels which help mitigate it.

NIST IAL3 verification

NIST 800-63A IAL3 identity proofing and verification represents the pinnacle of identity verification services, requiring both strong identification evidence and biometric comparison for maximum assurance of authenticity. This level is often reserved for high-stake transactions such as accessing classified information or critical infrastructure systems.

Adherence to the NIST guidelines is integral for digital identity management. Following them can help reduce fraud and enhance user experience through extensive identity proofing, phishing-resistant MFA, secure federated identity practices and modern identity proofing methods such as mobile driver's licenses or syncable authenticators as well as providing risk mitigation through continuous evaluation of user credentials.

NIST recently updated its guidelines to better address modern security threats and technology. NIST 800-63A IAL3 emphasizes holistic identity proofing strategies with tiered approaches that balance business needs with security requirements. Agencies can select their IAL (Identity Assurance Level), AAL (Authenticator Assurance Level), or FAL (Federated Assurance Level), depending on an independent assessment of mission-specific needs.

IAL3 identity proofing

Identity Proofing Level 3 (IAL3) is the highest level of authentication available, protecting against unauthorised access and fraud. To achieve it, in-person appearance (or remote appearance with special hardware) and rigorous evidence validation are essential elements. It is often employed in environments requiring highly sensitive interactions like healthcare services as well as government regulations like KYC (Know Your Customer).

Understanding NIST IAL3 verification, and its differences from other identification processes, is vital in order to assess the quality of any ID&V solution. Therefore it's wise to conduct trials of such solutions among multiple user groups in order to ensure its performance across them all.

Advanced attackers can thwart IAL2 verification through sophisticated social engineering attacks and AI deepfakes, so the best way to guard against such attacks is with technology-enhanced document authentication and address validation systems that provide scaled document validation processes to prevent scaled, high-volume attacks on ID&V processes while decreasing time-to-value for attackers. It would also be wise to implement an IAL2 workflow which includes facial image liveness detection detection.

IAL3 compliant solution

Identity proofing has become an essential component of digital services, ensuring only authorized individuals access them. The National Institute of Standards and Technology has issued guidelines known as NIST 800-63A IAL3, Trust Swiftly is fully compliant with these requirements by offering an easily scaleable IAL3 compliant solution that meets them.

IAL3 provides the highest level of assurance, requiring multiple forms of verification to confirm an individual as being who they say they are. It's crucial for anyone needing access to sensitive data as it proves the identity of their legitimate user instead of an attacker using phishing techniques.

TrustSwiftly's hardware-based IAL3 solution stands apart from traditional in-person processes by meeting NIST requirements while simultaneously decreasing security risks and saving money. Furthermore, our process securely links an authenticator with each verified identity to prevent stand-in fraud and after successful sessions employees return their kit using pre-paid labels before receiving an extensive report for security teams and 3PAO auditors.

TrustSwiftly’s IAL3 solution

TrustSwiftly's IAL3 solution offers a sophisticated combination of remote and in-person identity proofing designed to address even the most sophisticated threats of fraud. This process encompasses document verification, biometric (facial recognition with liveness detection, fingerprint, voice), knowledge-based authentication as well as sophisticated theft and repudiation techniques; in fact it protects against sophisticated theft techniques used against customers such as repudiation of transactions using theft/repudiation techniques such as theft emulation. IAL3 makes an ideal process for FedRAMP High compliance which can prevent losses of multimillion-plus dollars caused by insiders/nation-state actors alike.

The IAL3 solution addresses other compliance challenges by automating processes to lower costs while still offering human oversight when necessary. With flexible deployment options such as self-service kiosks in secure locations and mobile apps, the software can easily be customized to run on Windows, iOS, or Android devices that access TrustSwiftly via MDM or another means.

To be eligible for this bounty, you must pass through IAL3 using advanced spoofing techniques like presentation attacks, deepfakes and injections - then submit video footage as evidence of your attempts.